e-Merges Policies

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Privacy Policy

Protecting on-line privacy is always an e-Merges.com, Inc. priority. To underscore our fundamental commitment to on-line privacy and our vision that good privacy is good business, we have adopted a online privacy policy for our Web sites. This policy reflects and implements---in an online setting---our corporate privacy principles and principles of notice, choice, access, security, and accountability.

This online privacy policy applies to all web sites which are operated by e-Merges.com Inc., 1694 Anne Court Ste 5000, Annapolis, MD 21401-5512 (410) 353.6894. This site is not directed at children.

If you have questions or concerns regarding this statement, you should first contact us at:

e-Merges.com, Inc. 
Office of Privacy Compliance
1694 Anne Court, Suite 5000
Annapolis, MD 21401-6515
Telephone: (410) 353.6894
Fax: (775) 535.9303
Email: Data@e-Merges.com

If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact us collect immediately so we can address your concerns.

Customers may prevent their information from being used for purposes other than those for which it was originally collected by not opting in originally, sending us e-mail at the above address, calling us at the above telephone number, or writing us at the above address. Upon request, we provide site visitors with access to a description of information that we maintain about them. Firms may access this information by sending us e-mail at the above address, calling us at the above telephone number, or writing to us at the above address. With respect to security: We use industry-standard encryption technologies when transferring and receiving consumer data exchanged with our site.

Publication of public records – e-Merges obtains various publicly available hunting and fishing licenses and permits, registered voter records, gun permits, airplane pilots, aircraft owners, boating information, Medicaid cheaters, political contributor and other files. States and counties permit particular uses, are silent on uses of the records or restrict the use of the records for a particular application only. Contact your local governmental authorities for specific details.

Register all your home and cell phone numbers (just in case) by using the new FTC ‘Do Not Call List’ at FTC ‘Do Not Call’ or go to The DMA for a few ways to be removed from most phone or mailing lists. What do you perceive increases the risk of identity theft? You may be surprised, see a BBB Identity Theft Report here

If you feel that this site is not following its stated information policy, you may contact us at the above addresses or phone number, state or local chapters of the Better Business Bureau, state or local consumer protection office, The Federal Trade Commission by phone at (202) FTC-HELP (202) 382-4357 or Complete an online complaint with the FTC or Complain to EPIC , the Electronic Privacy Information Center.

Information Collection

Mr. Kullman has extensive experience as a management consultant, financial advisor, and Chief Financial Officer. He served as controller for a major automobile dealership as well as Chief Financial Officer for B/R Instrument Corp. He was a senior manager for Century Business Services, Inc., a tax and Management Consulting firm. He also gained extensive experience as a Financial Advisor for Merrill Lynch, Private Client Group. Steve also has experience as Managing Partner at KAWG&F P.A. an Accounting & Management Consulting firm. He is CFO for Hypership.com. In addition, he earned a B.S. degree from Salisbury University and he served in the U.S. Navy.

II. Cookies

“ Cookies” are small pieces of information that are stored by your browser on your computer’s hard drive. This site uses third party cookies, however personally identifiable information is not collected through the use of cookies. Cookies are used to determine whether a visitor is unique or whether the visitor has viewed our site before. Cookies are optional and do not affect the operability of our site. While most browsers are set to accept cookies by default, you can set yours to refuse cookies or to alert you before accepting them. Your browser manufacturer has information on changing the default setting for your specific browser..

III. Nonpersonally-identifiable information.

This site also collects nonpersonally-identifiable information. For example, as you browse this Web site we may collect information about your visit, but not about you personally. Via web server logs, for example, we may monitor statistics such as: the number of people that visit our site, which page(s) are visited on our site, from which domain our visitors come (e.g., aol.com, hotmail.com, etc.), and which browsers people use to visit our site (e.g., Netscape Navigator, Microsoft Internet Explorer, etc.). Our Web site uses an outsourcing program, Sitewise, to assist us in analyzing this data to better tailor our Web site..

IV. Retention.

We reserve the right to retain personally-identifiable information collected through this site for the length of our business relationship with you. In some cases, we will retain the information for a longer period if required to do so by law, regulation, or industry principles.

Information and Consumer Choice

The information collected by this Web site is used only for responding to your inquiries and otherwise corresponding with you, for processing transactions you request, maintaining your account (if you have one), and for the administration, review and/or the improvement the content of our Web sites.

We may contact you in response to your comments or inquiries, as part of the maintenance of your account with us (if you have one), or in order to complete a transaction that you requested.

If you decide that you do not want to receive further e-mails regarding your inquiry from e-Merges.com, you can reply to the e-mail or use the telephone number (410) 353-6894 with a request that we not continue to e-mail you. We do not use outside data sources to enrich marketing data obtained through online visitors.

Onward Transfer

We may disclose information you provide to us to third parties in order to complete a transaction that you requested.

We may also outsource some tasks, including the operation of certain Web site functions, that require access to information you supply online. In such cases, however, we require that the companies acting on our behalf abide by our privacy policy and institute safeguards to protect the confidentiality of your information.

Finally, please note that we may disclose personal information when required by law or in the good faith belief that such action is necessary in order to comply with the law or legal process.

Access and Correction

As an information company, we know the importance of accurate data. Therefore, we strive to maintain the accuracy of the information collected through this Web site. Furthermore, we believe that the individual is invaluable in ensuring that data is complete and accurate. We will provide you with access to personally-identifiable information you provide through our Web site for as long as we maintain that information in a readily accessible format. Similarly, we permit and encourage you to correct inaccuracies in the information you submit to us through our Web site.

If you wish to correct any inaccurate information you have submitted to this site, please call (410) 353-6894 or send an e-mail to Data@e-Merges.com.

Security

We take steps to protect against the loss, misuse, or unauthorized alteration of personally-identifiable information collected through this Web site. We recognize the importance of security for all personally-identifiable information collected by our Web site. We exercise care in providing secure transmission of your information from your PC to our servers.

Once we receive personally-identifiable information, we take steps to protect its security on our systems. In the event we request or transmit sensitive information, such as credit card information or Social Security Numbers, we use industry standard, secure socket layer ("SSL") encryption.

We strictly limit access to personally-identifiable information to those employees who need access in order to carry out their job responsibilities. All employees are prohibited from "browsing" through our files and databases. We train our employees in the application of our need-to-know standard. We periodically audit for compliance with this standard and we impose penalties for any failure to comply with this standard.

Policy Changes

We may revise this online privacy policy from time to time. If we make any material changes, we will notify you by posting a prominent announcement on the Web site. If we are going to use your personally identifiable information in a manner different from that stated at the time of collection we will notify you via e-mail. You will have a choice as to whether or not we use your information in this different manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change. In some cases where we post the notice we will also e-mail users, who have opted to receive communications from us, notifying them of the changes in our privacy practices.

Do Not Call/Mail

Register all your home and cell phone numbers (just in case) by using the new FTC ‘Do Not Call List’ at FTC ‘Do Not Call’ or go to The DMA for a few ways to be removed from most phone or mailing lists. What do you perceive increases the risk of identity theft? You may be surprised, see a BBB Identity Theft Report here

If you feel that this site is not following its stated information policy, you may contact us at the above addresses or phone number, state or local chapters of the Better Business Bureau, state or local consumer protection office, The Federal Trade Commission by phone at (202) FTC-HELP (202) 382-4357 or Complete an online complaint with the FTC or Complain to EPIC , the Electronic Privacy Information Center.

Our USPS address is:
e-Merges.com, Inc.
Office of Privacy Compliance
1694 Anne Court, Suite 5000
Annapolis, MD 21401-6512
We can be reached at Data@e-Merges.com
or you can reach us by telephone at (410) 353-6894 or fax (775) 535.9303.